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Financial Results Q-2/HY(2014-15)

Unaudited Financial Results for the Quarter and half year ended Sep 30, 2014

Financial Results Q1 (2014-15 )

Unaudited Financial Results for the Quarter ended June 30, 2014

Consolidated Results of e-Voting & Poll at the Annual General Meeting

Link to LDM Malda Website

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United Capital Gain Accounts Scheme
 

Eligibility :

A deposit or deposits may be made under the provisions of section 54, 54B, 54D, 54F or 54G of the I.T Act 1961 by any depositor intending to avail of the benefit under the said section or sections of the Act, as the case may be, in accordance with the provisions of this scheme.


Types of Deposits :

Two types of accounts can be opened under this scheme viz., Account-A and Account-B. Account-A shall be in the form of Savings Deposit and Account-B shall be in the form of Term Deposits.


Application Form and Other Stationeries :


  1. Application for opening accounts under this scheme should be made in Form- A for both Account-A and Account-B as per option of the depositor.
  2. For Account-A, usual Saving Bank Pass Book will be issued and for Account-B, usual Term Deposit Receipts will be issued viz., Fixed Deposit, Re-investment Plan, etc. However, each passbook or Term Deposit Receipt, as the case may be should bear a superscription with the words “Capital Gain Account Scheme” at prominent place(s) by means of bilingual rubber stamp.
  3. Any account opened under this scheme may be transferred from one branch to another at the option of the depositor(s).
  4. Conversion of the Deposit Accounts is permissible from Account-A to Account-B or vice-versa and for such purpose the depositor should apply on Form-B.

Interest :


  1. Interest at such rate that may be specified by the RBI from time to time for Bank’s usual deposits will be allowed for accounts opened under this scheme.
  2. The usual Savings Bank interest rate for Account-A and usual term deposit interest rate for Account-B will be allowed.


 
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You have a wide range of choice of deposits through as many as 10 different schemes offered by UBI. You may select them according to your best suited mode of meeting.