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Financial Results Q1 (2014-15 )

Unaudited Financial Results for the Quarter ended June 30, 2014

Consolidated Results of e-Voting & Poll at the Annual General Meeting

Link to LDM Malda Website

  May We Reach ?

UNITED HOUSING LOAN SCHEME­
                                                                  


Eligibility

Individual, aged 21 years or above, having Regular Income who is not a defaulter borrower of any Bank/Financial Institution.

Purposes

1. Construction of house/flat
2. Purchase of new/old (not more than 35 years)  house/flat
3. Renovation/extension/repair of house
4. Purchase of land for construction of house thereon
5. Take over of housing loan availed  from other Banks/FIs.

Quantum of loan

For all categories

Metro

Urban

Semi-urban

Rural

50

40

25

15

Enhancement of loan up to 10% is permissible for furnishing.
The quantum of loan shall be determined by the bank considering the cost of the house/flat (Stamp Duty and Registration cost may be included in the total project cost, subject to margin stipulation as applicable) and the applicant’s age, income, assets and liabilities and repayment capacity etc.

Margin & Moratorium period

15% of the project cost in all cases.
a.Construction of house : 12 months from 1st disbursement or till completion (whichever is earlier) b. In other cases, repayment starts from 1-3 months after disbursement

 

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You have a wide range of choice of deposits through as many as 10 different schemes offered by UBI. You may select them according to your best suited mode of meeting.