e-banking United Online is the name of Internet Banking service of United Bank of India. The service is highly secure as it uses 256 bit SSL encryption for the data transmission through internet.

With Internet Banking, your bank travels with you around the world. You have on-line, real-time access. We call it 24 X 7 X 365 banking. United Online services are meant to serve the need of the customers of Bank.

Eligibility

The customers of any branch of Bank having any bank account are eligible to avail e-banking services.

 

Submit the duly filled signed application form to your branch.

Service Charges

RTGS Charges for outward per transaction:

Transaction value Band	Existing	Revised w.e.f. 01.07.2019
Above Rs. 2 Lakhs upto Rs. 5 Lakhs	Rs. 30.00	Rs. 24.00
Transaction Value Above Rs. 5 Lakhs	Rs. 60.00	Rs. 54.00

NEFT Charges for outward per transaction:

Transaction value Band	Existing	Revised w.e.f. 01.07.2019
Amount up to Rs. 10000/-	Rs. 3.00	Rs. 3.00
Amount from Rs. 10001/- to Rs. 1.00 Lakh	Rs. 6.00	Rs. 6.00
Amount above Rs. 1.00 Lakh upto Rs. 2.00 Lakhs	Rs. 20.00	Rs. 18.00
Amount above Rs. 2.00 Lakhs	Rs. 30.00	Rs. 29.00

Charges applicable for issuance of duplicate password is Rs 50/- plus service tax.

Services

Bank is offering a huge range of services through this 24x7x365 channel to the users, which are detailed hereunder :

1. Home

The home page of United Online greets the user and also gives him the following information -

a. Summery of all the accounts of the user.

b. The date and time of his last log-in to help him ascertain that there is no unauthorized access to his accounts and personal information.

c. The no of days in which his log-in and transaction passwords are likely to expire.


2. My Accounts

The option gives the summary of the operative type, term deposit type and also Loan type of accounts of a user. It also gives individual details of such accounts with balances. The user can have the statement of any of his accounts for any period starting from the date of migration of his branch to CBS. The user can print or save the statements as well.

3. Fund Transfers

Under this option the user gets the facility to transfer funds between different accounts. The options available to him are as under -

a. Transfer of Funds between self accounts.

b. Transfer of funds from self account to any third party account within any branch of bank- In this process the user has to enter the 13 digit account number of the third party account. The user may verify the name of the third party account online. After the confirmation the user may proceed with transferring of funds. Online transfers get executed immediately. User may schedule a transfer for a future date. User may query into the status and history of fund transfers .The user always has the option to terminate a request for transfer which is not executed.

c. Inter Bank fund transfer (NEFT / RTGS) - In this process the user has to enter the required details of the third party account and save the payee details. The user needs to enter the required details. After the confirmation the user may proceed with transferring of funds. Online fund transfers get executed as per the guidelines of RBI. User may schedule a transfer for a future date. User may query into the status and history of fund transfers .The user always has the option to terminate a request for transfer which is not executed.

Some important information related to fund transfers -